Bad credit caravan finance
Bad credit caravan finance
Any caravan | Any dealership | No deposit | Large panel of lenders | All circumstances
Rates from 6.9% APR. Representative APR 18.4%
Representative Example: Borrowing £7,500 over 48 months with a representative APR of 18.4%, the amount payable would be £216.45 a month, with a total cost of credit of £2889.60 and a total amount payable of £10389.60.
A guide to bad credit caravan finance
A guide to bad credit caravan finance
At The Caravan Financer we consider ourselves to be caravan finance and loan specialists. As a broker and not a direct lender, we are able to search a panel of lenders to help you get the most competitive rates. Whether you are looking to buy a new or used caravan, make an application with us to see how we can help you.
We provide finance for ANY caravan. We have financed single, double axels, 2-6 berths and everything in between. Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be riding your new car away the very same day.
Who we can help get finance
Who we can help get finance
We help hundreds of people a month secure finance with bad credit and they each customer has there own unique set of circumstances, previous issues and current issues,
- Declined / refused in the past
- CCJs (County Court Judgements)
- IVAs (Individual Voluntary Agreements)
- Bankruptcy
- Debt management plans
- No credit history
- Arrears
- Self Employed
The truth around getting finance when you have bad credit
The truth around getting finance when you have bad credit
There are a lot of brokers who advertise they are specialists in caravan finance for bad credit but it’s worth being aware of the following before you apply to them,
- They may charge you fees for arranging the finance
- You may be restricted to the caravan you can buy
- The interest rates might be more than you can afford
- The caravans they sell you maybe overpriced
- Most are dealerships and only have access to a limited panel of lenders and caravans
A lot of companies offer guaranteed caravan finance, however this legally cant be advertised. If you are search for guaranteed caravan finance, it probably means your credit history isn’t perfect so its important you speak to people who want to help your rebuild your credit profile and provide you with a caravan loan to suit your needs.
When looking for bad credit caravan finance, you should always make sure that you fully understand the rates, repayments and total about that you are going to be paying back. Any decent brokerage / dealership should check your affordability and advise you on all figures and terms and the documents before you sign them. This process should be followed in line with FCA guidelines.
