Caravan finance is a way for you to buy a new or used caravan by spreading the cost over a period of months. So, instead of having to pay everything upfront, you can split the cost into manageable amounts that are paid in regular monthly instalments.

There are three main types of caravan finance available through The Caravan Financer, the most popular of which is Hire Purchase, or HP as it’s more commonly known. The other financing options are Personal Contract Purchase (PCP) and Personal Loans.

If you see the term ‘guaranteed finance’, it’s important to remember that no one can guarantee your application will be successful until they’ve taken your personal details, noted which caravan you want and checked your credit file. All of these things will make a difference to your likelihood of being accepted or not, so when you see the words ‘guaranteed finance’, it’s usually a good reason to be cautious.

We’re often able to help customers that have been refused elsewhere.

If you’ve applied somewhere else (such as a bank, caravan dealership or even another finance broker) and have not been successful, you might start to think that nobody can help. However, that doesn’t have to be the case. Some of the lenders we work with actually specialise in helping people with bad credit to get caravan finance, so we’ll try our best to find the right finance option for you.

Yes, you can choose a caravan from any reputable UK dealership or if your lender permits it, we can do private sales also.

Once you’ve found a caravan, you just need to share the details with your advisor and they’ll do the rest.