No deposit caravan finance

No deposit caravan finance

Any caravan | Any dealership | No deposit | Large panel of lenders | All circumstances

Swift Caravan
Swift Caravan
Trustpilot logo
Trustpilot logo

Get a quote

No impact on your credit score

Get a quote

No impact on your credit score

Get a quote

No impact on your credit score

Lender logos

A guide to no deposit caravan finance

A guide to no deposit caravan finance

When you are looking a buying a new caravan we appreciate its can be difficult to save a deposit. Therefore, at The Caravan Financer we work with lenders that don’t require a deposit. This means that getting your dream caravan might be easier than you think. Even if you had a poor credit history, we still have lenders that can help you without needing a deposit upfront. If you have saved a deposit already that’s great news, as adding a deposit can reduce your monthly repayments and also the amount of interest you pay back.

We know that buying a caravan is a big decision, an expensive purchase and a large financial commitment each month. At The Caravan Financer we will aim to provide a service to help you find a caravan which suits your needs and also your budget. No deposit caravan finance is the best way to get your desired caravan quicker and still keep your monthly payments affordable.
Check out our caravan finance calculator to see how affordable your next caravan could be.

Who we can help get finance

Who we can help get finance

We help hundreds of people a month secure finance with bad credit and they each customer has there own unique set of circumstances, previous issues and current issues,

  • Declined / refused in the past
  • CCJs (County Court Judgements)
  • IVAs (Individual Voluntary Agreements)
  • Bankruptcy
  • Debt management plans
  • No credit history
  • Arrears
  • Self Employed

The truth around no deposit caravan finance

The truth around no deposit caravan finance

There are a lot of brokers who advertise they are specialists in caravan finance for bad credit but it’s worth being aware of the following before you apply to them;

  • They may charge you fees for arranging the finance
  • You may be restricted to the caravan you can buy
  • The interest rates might be more than you can afford
  • The caravans they sell you maybe overpriced
  • Most are dealerships and only have access to a limited panel of lenders and caravans

A lot of companies offer guaranteed caravan finance, however this legally cant be advertised. If you are search for guaranteed caravan finance, it probably means your credit history isn’t perfect so its important you speak to people who want to help your rebuild your credit profile and provide you with a caravan loan to suit your needs.

When looking for bad credit caravan finance, you should always make sure that you fully understand the rates, repayments and total about that you are going to be paying back. Any decent brokerage / dealership should check your affordability and advise you on all figures and terms and the documents before you sign them. This process should be followed in line with FCA guidelines.

The Caravan Financer

9B High Street, Congleton,

Cheshire, CW12 1BN

E [email protected]

T 01625 324 444

F 01625 324 443

Company details

Our services



Caravan finance

The Caravan Financer is a trading style of The Vehicle Financer Ltd. The Vehicle Financer Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 834015). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk. For complaints information when a transaction is completed online, please also access the Online Dispute Resolution platform at http://ec.europa.eu/consumers/odr/

All finance is subject to status and income. Written quotations are available on request. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, 9B High Street, Congleton, CW12 1BN. ICO registration number – ZA171810.