When you are looking a buying a new caravan we appreciate its can be difficult to save a deposit. Therefore, at The Caravan Financer we work with lenders that don’t require a deposit. This means that getting your dream caravan might be easier than you think. Even if you had a poor credit history, we still have lenders that can help you without needing a deposit upfront. If you have saved a deposit already that’s great news, as adding a deposit can reduce your monthly repayments and also the amount of interest you pay back.

We know that buying a caravan is a big decision, an expensive purchase and a large financial commitment each month. At The Caravan Financer we will aim to provide a service to help you find a caravan which suits your needs and also your budget. No deposit caravan finance is the best way to get your desired caravan quicker and still keep your monthly payments affordable.
Check out our caravan finance calculator to see how affordable your next caravan could be.

We help hundreds of people a month secure finance with bad credit and they each customer has there own unique set of circumstances, previous issues and current issues,

• Declined / refused in the past
• CCJs (County Court Judgements)
• IVAs (Individual Voluntary Agreements)
• Bankruptcy
• Debt management plans
• No credit history
• Arrears
• Self Employed

There are a lot of brokers who advertise they are specialists in caravan finance for bad credit but it’s worth being aware of the following before you apply to them;

• They may charge you fees for arranging the finance
• You may be restricted to the caravan you can buy
• The interest rates might be more than you can afford
• The caravans they sell you maybe overpriced
• Most are dealerships and only have access to a limited panel of lenders and caravans

A lot of companies offer guaranteed caravan finance, however this legally cant be advertised. If you are search for guaranteed caravan finance, it probably means your credit history isn’t perfect so its important you speak to people who want to help your rebuild your credit profile and provide you with a caravan loan to suit your needs.

When looking for bad credit caravan finance, you should always make sure that you fully understand the rates, repayments and total about that you are going to be paying back. Any decent brokerage / dealership should check your affordability and advise you on all figures and terms and the documents before you sign them. This process should be followed in line with FCA guidelines.