Working with us2019-01-04T16:35:11+00:00

WORKING WITH US

We want to help you sell more caravans

The Caravan Financer was established in 2016 with the sole aim to provide customers and dealerships around the UK with a large panel of lenders in order to finance their next leisure vehicle.

Since 2016 we have provided thousands of customers from all corners of the UK with different products from different lenders to fit their needs.
We work closely with dealerships and our panel of lenders to make sure every customer receives a top-class service and products.

As we grow month on month we are looking for new dealerships to join our leading finance introducer program. We worth with the leading prime, mid prime and sub prime lenders and are happy to take any business you can give us.

Who we can help

Declined / refused in the past | CCJs (County Court Judgements) | IVAs (Individual Voluntary Agreements) | Bankruptcy | Debt management plans | No credit history | Arrears | Self Employed

Caravan Finance Lenders

“Great to deal with, fantastic support have and would still recommend to anyone” – Gareth Fogarty

“Very happy with the service, would highly recommend and will be using them again” – Steve Eardley

“Very easy to deal with. I knew how much I could afford and how much I could borrow before I decided on my vehicle” – K Watson

All Reviews

Frequently asked questions

Do you pay commissions?2019-01-04T16:31:16+00:00

Yes we pay commissions for any paid out deal. Unlike some other brokers, we are happy to pay you per deal. Each deal is usually different amount depending on the lender and the amount the customer finances.

Do you have a number of lenders and products?2019-01-04T16:23:22+00:00

Yes we have in excess of 20 products suitable from multiple lenders.

What paperwork do I need to complete?2019-01-04T16:24:02+00:00

We don’t have any application forms or contracts that we need filling in. All we will require is a phone call and a copy of your bank details.

How does it take to get a decision?2019-01-04T16:29:19+00:00

90% of our decisions are instant, we do have a few lenders that manual underwrite applications, so it can sometime take slightly longer.

How can we submit proposals?2019-01-04T16:30:20+00:00

You can submit to us which ever way works best for you. You can call us, email, use our online portal or you can just supply us with the customers phone number.

How do you work?2019-01-04T16:20:33+00:00

We can work to suit your needs. You send a proposal to us however you want. We can contact the customer for you and do all the work, or you can contact us and you can do the quoting and work etc.

Do I need an FCA licence?2019-01-04T16:21:00+00:00

In order for you to advertise finance and introduce finance you will need an FCA licence. If you do not have an FCA licence then we can look at registering you as an Appointed Representative Introducer which will enable you to advertise and send us finance leads.

What age of caravan can you finance?2019-01-04T16:21:27+00:00

We can finance up to 20 -15 years old at the end of the agreement. We also have other options which mean we can finance caravans and motorhomes of any age.

Can you help with my declines from my main lenders?2019-01-04T16:22:13+00:00

Yes absolutely, we have an 85% + acceptance with declines from Blackhorse and Santander.

When will you pay the commission?2019-01-04T16:22:52+00:00

We pay all commissions the following working day.

Speak to us

Monday to Friday (9am to 6pm)
Saturday (10am to 4pm)
Email: [email protected]
Telephone: 01625 324 444

Company Details

Caravan Finance

Our Services

9B High Street, Congleton,

Cheshire, CW12 4HZ

E – [email protected]

T – 01625 324 444

The Caravan Financer is a trading name of The Vehicle Financer Limited. The Vehicle Financer Limited is an appointed representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority. Product Partnerships Limited FCA registration number is 626349 and its address is Salts Piazza Offices, Salts Mill, Victoria Road, Saltaire, BD18 3LA. Product Partnerships Limited’s permitted business is to act as a Principal for a network of Appointed Representatives who arrange regulated credit facilities for customers who are purchasing goods from them.

The Vehicle Financer Limited act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk

All finance is subject to status and income. Written quotations are available on request. We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your advisor can provide more information on this. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, 9B High Street, Congleton, CW12 1BNICO registration number – ZA171810.

HIRE PURCHASE CARAVAN FINANCE

Buying a caravan on hire purchase

Hire Purchase is one of the most popular ways to finance a caravan purchase. The loan is secured against the caravan and you have the option to own it at the end of the agreement by paying the option to purchase fee.

  • Perfect for people who want to own their own caravan in the long term.
  • The lender holds an interest in the caravan during the repayment period, until all payments are made.
  • The loan will usually have a regular repayment each month for the same amount.
  • Most of the lenders have an admin fee and / or option to purchase fee which you will be told about from the start.
  • You can usually take the finance between 12 – 60 months with a payment each month, but that’s dependant on the age of the caravan at the beginning of the agreement.
  • You don’t usually need a deposit for a HP agreement, however this depends on the lender we approved you with and what caravan you want to finance.
  • Settle early at any time by paying off the finance and all the fees at any point, or at the end of term, pay the option to purchase fee and the caravan is yours. You could also be entitled to a rebate of interest for settling early.

Why choose The Caravan Financer

Are you looking for caravan finance or a loan to buy a caravan? At The Caravan Financer we love the automotive industry and know the financial sector inside out. Our expert team understands the complex and sometimes confusing world of caravan finance. What we will do is remove all the stress and hassle from the process and make it easy for you to finance your new caravan. We can help you as much or as little as you want along the way also offering in-depth advice and guidance on financial issues relating to caravan sales, maintenance and repair, servicing, and insurance.

Here at The Caravan Financer, we work with a range of dealerships to make driving away your dream caravan easier than you might think.

No pushy sales people; just a team of dedicated individuals working to get you a deal to suit your needs. We are passionate about customer service and making sure that we look after you so that you’ll keep coming back to us and recommending us to your friends. We compare products from multiple lenders in order to find you a deal to suit your needs!

Apply Now

“Great to deal with, fantastic support have and would still recommend to anyone” – Gareth Fogarty

“Very happy with the service, would highly recommend and will be using them again” – Steve Eardley

“Very easy to deal with. I knew how much I could afford and how much I could borrow before I decided on my vehicle” – K Watson

All Reviews

Bad credit caravan finance & loans

At The Caravan Financer we consider ourselves to be caravan finance and loan specialists. As a broker and not a direct lender, we are able to search a panel of lenders to help you get the most competitive rates. Whether you are looking to buy a new or used caravan, make an application with us to see how we can help you.

We provide finance for ANY caravan. We have financed single, double axels, 2-6 berths and everything in between.

Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be riding your new car away the very same day.

Who we can help

Declined / refused in the past | CCJs (County Court Judgements) | IVAs (Individual Voluntary Agreements) | Bankruptcy | Debt management plans | No credit history | Arrears | Self Employed

APPLY NOW

Frequently asked questions

Do I pay a fee to you?2018-10-30T15:25:15+00:00

We don’t charge any fees. The Caravan Financer may receive a commission from the lender we arrange the finance with for you.

Can I get caravan finance if I am self-employed?2018-10-30T15:52:18+00:00

Yes, no problem at all. Being self-employed doesn’t stop us financing your next caravan.

What If I change my mind?2018-10-30T15:51:54+00:00

Lots of people change their mind, it’s not an issue at all. It’s a no obligation service. All we ask is you keep us informed so we can close your application down.

I have bad credit, can you help?2018-10-30T15:15:43+00:00

Yes, we help many people with bad credit profiles, we have certain lenders that specialise in this sort of finance.

What if I have an issue after I have collected?2018-10-30T15:12:33+00:00

We will be in contact with you through-out the whole buying process and even after you have collected your motorbike. However, if you are having any issues at all with your new purchase, we recommend you call us straight away and we can advise you what to do.

How do I apply?2018-10-30T15:11:46+00:00

You can apply for finance here using our quick online application form, or you can call us on 01625 324444 and we can answer any questions you may have.

How long will it take to get the finance in place?2018-10-30T15:26:49+00:00

We aim to get you a decision as quick as possible after you have submitted your application. One of our specialists will contact you and talk you through the process in detail before you agree to commit. In certain cases, we can sort the finance within as little as a few hours. The turnaround from applying to collecting the finance will normally depend on how quickly you can return your signed agreement and proofs to us. The average turnaround time is between 2-4 days from start to finish. Once your application has been submitted, processed and approved, all that’s left to do is find a suitable caravan.

Do you do credit checks?2018-10-30T15:24:44+00:00

Majority of our lenders now use a soft search. This means there is no permanent footprint or effect on your credit score. There are still a few lenders that do a hard search, which does leave a footprint.

What sort of licence do I need?2018-10-30T15:22:51+00:00

Most of our lenders require a full UK driving licence, but we do have lenders that require no licence at all.

Can you guarantee caravan finance?2018-10-30T15:21:04+00:00

No. There is no company that can guarantee that you will be accepted for finance. Every lender has their own criteria and will take into consideration your individual circumstances. We work with a range of lenders, who deal with all circumstances. So even though we can’t guarantee finance, we will try our best.

Where can I buy my caravan from?2018-10-30T15:19:37+00:00

You can buy your new caravan from any UK dealership as long as they hold a valid finance licence. We do have options also for private sales depending on your credit.

What are your rates?2018-10-30T15:17:36+00:00

All rates are dependent on the lender selected for your finance and the rates are determined on a number of things including the level or risk and your credit score along with income and outgoings.

Ask us a question

Monday to Friday (9am to 6pm)
Saturday (10am to 4pm)
Email: [email protected]
Telephone: 01625 324 444

Company Details

Caravan Finance

9B High Street, Congleton,

Cheshire, CW12 4HZ

E – [email protected]

T – 01625 324 444

The Caravan Financer is a trading name of The Vehicle Financer Limited. The Vehicle Financer Limited is an appointed representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority. Product Partnerships Limited FCA registration number is 626349 and its address is Salts Piazza Offices, Salts Mill, Victoria Road, Saltaire, BD18 3LA. Product Partnerships Limited’s permitted business is to act as a Principal for a network of Appointed Representatives who arrange regulated credit facilities for customers who are purchasing goods from them.

The Vehicle Financer Limited act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk

All finance is subject to status and income. Written quotations are available on request. We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your advisor can provide more information on this. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, 9B High Street, Congleton, CW12 1BNICO registration number – ZA171810.

HIRE PURCHASE CARAVAN FINANCE

Buying a caravan on hire purchase

Hire Purchase is one of the most popular ways to finance a caravan purchase. The loan is secured against the caravan and you have the option to own it at the end of the agreement by paying the option to purchase fee.

  • Perfect for people who want to own their own caravan in the long term.
  • The lender holds an interest in the caravan during the repayment period, until all payments are made.
  • The loan will usually have a regular repayment each month for the same amount.
  • Most of the lenders have an admin fee and / or option to purchase fee which you will be told about from the start.
  • You can usually take the finance between 12 – 60 months with a payment each month, but that’s dependant on the age of the caravan at the beginning of the agreement.
  • You don’t usually need a deposit for a HP agreement, however this depends on the lender we approved you with and what caravan you want to finance.
  • Settle early at any time by paying off the finance and all the fees at any point, or at the end of term, pay the option to purchase fee and the caravan is yours. You could also be entitled to a rebate of interest for settling early.

“Great to deal with, fantastic support have and would still recommend to anyone” – Gareth Fogarty

“Very happy with the service, would highly recommend and will be using them again” – Steve Eardley

“Very easy to deal with. I knew how much I could afford and how much I could borrow before I decided on my vehicle” – K Watson

All Reviews

Caravan finance calculator

Use our repayment calculator to see how cheap your monthly repayments could be. Select an amount you want to borrow, the term and your credit rating.

Don't know your credit rating?

Bad credit caravan finance & loans

At The Caravan Financer we consider ourselves to be caravan finance and loan specialists. As a broker and not a direct lender, we are able to search a panel of lenders to help you get the most competitive rates. Whether you are looking to buy a new or used caravan, make an application with us to see how we can help you.

We provide finance for ANY caravan, we have financed single axle caravans, twin axel caravans, teardrop trailers, pop top caravans, folding caravans and firth wheelers.

Regardless of your financial situation we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be driving away with your new caravan the very same day.

Who we can help

Declined / refused in the past | CCJs (County Court Judgements) | IVAs (Individual Voluntary Agreements) | Bankruptcy | Debt management plans | No credit history | Arrears | Self Employed

Caravan finance & loans specialist

At The Caravan Financer we consider ourselves to be caravan finance and loan specialists. As a broker and not a direct lender, we are able to search a panel of lenders to help you get the most competitive rates. Whether you are looking to buy a new or used caravan, make an application with us to see how we can help you.

We provide finance for ANY caravan. We have financed single, double axels, 2-6 berths and everything inbetween.

Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be riding your new car away the very same day.

APPLY NOW

Company Details

Caravan Finance

9B High Street, Congleton,

Cheshire, CW12 4HZ

E – [email protected]

T – 01625 324 444

The Caravan Financer is a trading name of The Vehicle Financer Limited. The Vehicle Financer Limited is an appointed representative of Product Partnerships Limited which is authorised and regulated by the Financial Conduct Authority. Product Partnerships Limited FCA registration number is 626349 and its address is Salts Piazza Offices, Salts Mill, Victoria Road, Saltaire, BD18 3LA. Product Partnerships Limited’s permitted business is to act as a Principal for a network of Appointed Representatives who arrange regulated credit facilities for customers who are purchasing goods from them.

The Vehicle Financer Limited act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk

All finance is subject to status and income. Written quotations are available on request. We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. Your advisor can provide more information on this. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, 9B High Street, Congleton, CW12 1BNICO registration number – ZA171810.